Deposit money
Modern bank accounts, 4% interest (APY), $2M FDIC deposit insurance, bank-grade security, no minimums, and zero extra fees
Invest in stocks, etfs, & crypto
Commission-free trading stocks & etfs, low fee crypto, in-depth analysis, and retirement
Earn rewards
Convert points to cash, shop at the rewards shop, complete challenges to earn more, and win thousands of dollars of value
Visualize financial insights
Link all your financial accounts, generate easy to read charts, and track every dollar you save, spend, earn, or invest
Pay with debit or credit
Create, share, and customize cards—earn 1% cash back on debit, and 2% cash back on credit card spending
Move money
A full suite of ways to send money fast and affordably in the U.S., suitable for personal and business use
Share finances
Create team-based group accounts with roles and permissions: family, friends, teammates, or your whole business
Borrow money
Boost your spending power, apply for personal loans, and borrow against your assets
Insure things
Better coverage for renter’s, homeowner’s, auto, life, and pet insurance
Just as Amazon created the everything store—Future is creating the everything bank.
Most financial services aren't innovative—they're slow and unintuitive, making it difficult to manage your finances.
Future can unify your finances in one platform so you can plan for a better future. It can power your business, family, and personal finances all-in-one.
Unlimited modern accounts, multiplayer banking, debit cards with smart spending limits, a universal rewards system, zero fees across the board, member discounts on lending and insurance, gorgeous data visualizations, and more.
Basic
/ month
Everyone will have access to the main suite of useful features that help you manage your finances
Pro
/ month
Unlock the extra features in personal
Business
/ month
Unlock the extra features in business
Can this replace my bank?
Yes, Future has more features, power, and performance than banks. Here's a few examples: commission free stock and crypto trading, native payments, debit card rewards, budgeting, data visualizations, social payments, and insurance.
What do I get for the paid version?
This is a paid app so it can be four things: powerful, beautiful, rewarding, and private. We didn't want to create a neo bank or a viral payments app like Chime or Cash App. We wanted to create the most powerful finance app ever that has everthing you'd ever need, presented beatifully, and designed for privacy. If you're an average American spender you can earn up to $1,000+ in value per year, so $10/$20 per month quickly pays for itself.
When will it launch?
We don't make any promises on specific dates or timeframes. The goal is that the beta will launch sometime in Winter 2022 and that the final product will launch in Summer 2023. You can contribute to the likelihood that we will complete the product sooner by signing up for and sharing the waitlist with others. This is a U.S. only product, but we haven't ruled out expanding internationally (eventually).
Join Waitlist