The most powerful banking app ever
The most powerful banking app ever


The most powerful banking app ever

all-in-one.

all-in-one.

Deposit money

Modern bank accounts, 4% interest (APY), $2M FDIC deposit insurance, bank-grade security, no minimums, and zero extra fees

Visualize insights

Link all your financial accounts, generate easy to read charts, and track every dollar you save, spend, earn, or invest

Pay with debit or credit

Create, share, and customize cards—earn 1% cash back on debit, and 2% cash back on credit card spending

Move money

A full suite of ways to send money fast and affordably in the U.S., suitable for personal and business use

Budget spending

Automatically categorize transactions with AI, easily generate shareable budgets, and save for goals like a to-do app

Budget spending

Automatically categorize transactions with AI, easily generate shareable budgets, and save for goals like a to-do app

Earn rewards

Convert points to cash, shop at the rewards shop, complete challenges to earn more, and win thousands of dollars of value

Share finances

Create team-based group accounts with roles and permissions: family, friends, teammates, or your whole business

Invest in stocks, etfs, & crypto

Commission-free trading stocks & etfs, low fee crypto, in-depth analysis, and retirement

everything bank.

everything bank.

everything bank.

Just as Amazon created the everything store—Future is creating the everything bank.

Most financial services aren't innovative—they're slow and unintuitive, making it difficult to manage your finances.

Future can unify your finances in one platform so you can plan for a better future. It can power your business, family, and personal finances all-in-one.

Unlimited modern accounts, multiplayer banking, debit cards with smart spending limits, a universal rewards system, zero fees across the board, member discounts on lending and insurance, gorgeous data visualizations, and more.

member benefits.

member benefits.

4% interest on checking

4% interest on checking

1% cash back on debit spending

1% cash back on debit spending

2% cash back on credit spending

2% cash back on credit spending

Commission free stock trading

Commission free stock trading

Low fee crypto exchange

Low fee crypto exchange

Up to 4,000 points from daily challenges

Up to 4,000 points from daily challenges

Fee-free atm withdrawals

Fee-free atm withdrawals

Deposit insurance up to $2M

Deposit insurance up to $2M

Zero minimums

Zero minimums

Zero maintenance fees

Zero maintenance fees

Zero maintenance fees

Zero overdraft fees

Zero overdraft fees

Zero overdraft fees

Lower rates on loans

Lower rates on loans

Lower premiums on insurance

Lower premiums on insurance

/ yr in value

/ yr value

pricing.

pricing.

Free

/ month

Everyone will have access to the main suite of useful features that help you manage your finances

Personal

/ month

Unlock the extra features in personal

Business

/ month

Unlock the extra features in business

powered by.

powered by.

join us.

join us.

faq.

faq.

Can this replace my bank?

Yes, Future has more features, power, and performance than banks. Here's a few examples: commission free stock and crypto trading, native payments, debit card rewards, budgeting, data visualizations, social payments, and insurance.

What do I get for the paid version?

This is a paid app so it can be four things: powerful, beautiful, rewarding, and private. We didn't want to create a neo bank or a viral payments app like Chime or Cash App. We wanted to create the most powerful finance app ever that has everthing you'd ever need, presented beatifully, and designed for privacy. If you're an average American spender you can earn up to $1,000+ in value per year, so $10/$20 per month quickly pays for itself.

When will it launch?

We don't make any promises on specific dates or timeframes. The goal is that the beta will launch sometime in Winter 2022 and that the final product will launch in Summer 2023. You can contribute to the likelihood that we will complete the product sooner by signing up for and sharing the waitlist with others. This is a U.S. only product, but we haven't ruled out expanding internationally (eventually).

Join Waitlist

Future Fintech Inc. © 2023